/* ==========================================================================
   Cashpaycard - Multi-Theme White-Label Design System
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&family=Space+Grotesk:wght@500;700&display=swap');

/* --- THEME 1: SAPPHIRE BLUE (Default Clean Modern Fintech) --- */
:root,
body.theme-sapphire {
  --primary: #1e40af;
  --primary-hover: #1d4ed8;
  --primary-light: #eff6ff;
  --secondary: #0f172a;
  --accent: #2563eb;
  --accent-gold: #f59e0b;
  --accent-emerald: #10b981;
  --hero-gradient: radial-gradient(circle at 10% 20%, rgba(239, 246, 255, 0.7) 0%, rgba(248, 250, 252, 1) 90%);
  --text-gradient: linear-gradient(135deg, #1e40af 0%, #2563eb 50%, #06b6d4 100%);
  --card-bg-front: linear-gradient(135deg, #1e293b 0%, #0f172a 100%);
  --card-bg-back: linear-gradient(135deg, #0f172a 0%, #1e293b 100%);
  --cta-gradient: linear-gradient(135deg, #1e40af 0%, #2563eb 100%);
  
  --bg-main: #f8fafc;
  --bg-card: #ffffff;
  --bg-subtle: #f1f5f9;
  --text-primary: #0f172a;
  --text-secondary: #475569;
  --text-muted: #94a3b8;
  --border-color: #e2e8f0;
}

/* --- THEME 2: EMERALD WEALTH (Luxury Jade & Mint Green) --- */
body.theme-emerald {
  --primary: #065f46;
  --primary-hover: #047857;
  --primary-light: #ecfdf5;
  --secondary: #064e3b;
  --accent: #059669;
  --accent-gold: #d97706;
  --accent-emerald: #10b981;
  --hero-gradient: radial-gradient(circle at 10% 20%, rgba(236, 253, 245, 0.8) 0%, rgba(248, 250, 252, 1) 90%);
  --text-gradient: linear-gradient(135deg, #065f46 0%, #059669 50%, #10b981 100%);
  --card-bg-front: linear-gradient(135deg, #064e3b 0%, #022c22 100%);
  --card-bg-back: linear-gradient(135deg, #022c22 0%, #064e3b 100%);
  --cta-gradient: linear-gradient(135deg, #065f46 0%, #059669 100%);
}

/* --- THEME 3: OBSIDIAN GOLD (High-End Dark Metal / Luxury Black & Gold) --- */
body.theme-obsidian {
  --primary: #b45309;
  --primary-hover: #d97706;
  --primary-light: #fffbeb;
  --secondary: #18181b;
  --accent: #f59e0b;
  --accent-gold: #fbbf24;
  --accent-emerald: #10b981;
  --hero-gradient: radial-gradient(circle at 10% 20%, rgba(254, 243, 199, 0.6) 0%, rgba(248, 250, 252, 1) 90%);
  --text-gradient: linear-gradient(135deg, #78350f 0%, #b45309 50%, #d97706 100%);
  --card-bg-front: linear-gradient(135deg, #18181b 0%, #09090b 100%);
  --card-bg-back: linear-gradient(135deg, #09090b 0%, #18181b 100%);
  --cta-gradient: linear-gradient(135deg, #18181b 0%, #27272a 100%);
}

/* --- THEME 4: CRIMSON RUBY (Premium Red & Slate Banking) --- */
body.theme-crimson {
  --primary: #991b1b;
  --primary-hover: #b91c1c;
  --primary-light: #fef2f2;
  --secondary: #450a0a;
  --accent: #dc2626;
  --accent-gold: #f59e0b;
  --accent-emerald: #10b981;
  --hero-gradient: radial-gradient(circle at 10% 20%, rgba(254, 226, 226, 0.7) 0%, rgba(248, 250, 252, 1) 90%);
  --text-gradient: linear-gradient(135deg, #991b1b 0%, #dc2626 50%, #f43f5e 100%);
  --card-bg-front: linear-gradient(135deg, #450a0a 0%, #1c1917 100%);
  --card-bg-back: linear-gradient(135deg, #1c1917 0%, #450a0a 100%);
  --cta-gradient: linear-gradient(135deg, #991b1b 0%, #dc2626 100%);
}

/* --- THEME 5: AMETHYST PURPLE (Royal Violet & Cyber Neon) --- */
body.theme-amethyst {
  --primary: #7c3aed;
  --primary-hover: #6d28d9;
  --primary-light: #f5f3ff;
  --secondary: #2e1065;
  --accent: #8b5cf6;
  --accent-gold: #f59e0b;
  --accent-emerald: #10b981;
  --hero-gradient: radial-gradient(circle at 10% 20%, rgba(245, 243, 255, 0.8) 0%, rgba(248, 250, 252, 1) 90%);
  --text-gradient: linear-gradient(135deg, #5b21b6 0%, #7c3aed 50%, #c084fc 100%);
  --card-bg-front: linear-gradient(135deg, #2e1065 0%, #170733 100%);
  --card-bg-back: linear-gradient(135deg, #170733 0%, #2e1065 100%);
  --cta-gradient: linear-gradient(135deg, #7c3aed 0%, #8b5cf6 100%);
}

/* --- THEME 6: ARCTIC PLATINUM (Minimalist Monochromatic Luxury) --- */
body.theme-platinum {
  --primary: #334155;
  --primary-hover: #1e293b;
  --primary-light: #f1f5f9;
  --secondary: #0f172a;
  --accent: #475569;
  --accent-gold: #d97706;
  --accent-emerald: #10b981;
  --hero-gradient: radial-gradient(circle at 10% 20%, rgba(241, 245, 249, 0.9) 0%, rgba(248, 250, 252, 1) 90%);
  --text-gradient: linear-gradient(135deg, #0f172a 0%, #334155 50%, #64748b 100%);
  --card-bg-front: linear-gradient(135deg, #334155 0%, #0f172a 100%);
  --card-bg-back: linear-gradient(135deg, #0f172a 0%, #334155 100%);
  --cta-gradient: linear-gradient(135deg, #1e293b 0%, #475569 100%);
}

/* --- THEME 7: MIDNIGHT ROSE (VIP Brushed Rose Gold & Obsidian) --- */
body.theme-rosegold {
  --primary: #be185d;
  --primary-hover: #9d174d;
  --primary-light: #fdf2f8;
  --secondary: #500724;
  --accent: #e11d48;
  --accent-gold: #fb7185;
  --accent-emerald: #10b981;
  --hero-gradient: radial-gradient(circle at 10% 20%, rgba(253, 242, 248, 0.8) 0%, rgba(248, 250, 252, 1) 90%);
  --text-gradient: linear-gradient(135deg, #831843 0%, #be185d 50%, #fb7185 100%);
  --card-bg-front: linear-gradient(135deg, #2a0815 0%, #120309 100%);
  --card-bg-back: linear-gradient(135deg, #120309 0%, #2a0815 100%);
  --cta-gradient: linear-gradient(135deg, #be185d 0%, #e11d48 100%);
}

/* --- THEME 8: OCEANIC CYAN (Electric Marine & Cyan Neo-Fintech) --- */
body.theme-oceanic {
  --primary: #0891b2;
  --primary-hover: #0e7490;
  --primary-light: #ecfeff;
  --secondary: #164e63;
  --accent: #06b6d4;
  --accent-gold: #f59e0b;
  --accent-emerald: #10b981;
  --hero-gradient: radial-gradient(circle at 10% 20%, rgba(236, 254, 255, 0.85) 0%, rgba(248, 250, 252, 1) 90%);
  --text-gradient: linear-gradient(135deg, #155e75 0%, #0891b2 50%, #22d3ee 100%);
  --card-bg-front: linear-gradient(135deg, #164e63 0%, #082f49 100%);
  --card-bg-back: linear-gradient(135deg, #082f49 0%, #164e63 100%);
  --cta-gradient: linear-gradient(135deg, #0891b2 0%, #06b6d4 100%);
}

:root {
  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.07), 0 2px 4px -2px rgba(0, 0, 0, 0.05);
  --shadow-lg: 0 10px 25px -3px rgba(0, 0, 0, 0.08), 0 4px 6px -4px rgba(0, 0, 0, 0.04);
  --shadow-xl: 0 20px 30px -10px rgba(15, 23, 42, 0.1);
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --radius-full: 9999px;
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: 'Plus Jakarta Sans', sans-serif;
  background-color: var(--bg-main);
  color: var(--text-primary);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
  -webkit-user-select: none;
  -moz-user-select: none;
  -ms-user-select: none;
  user-select: none;
  -webkit-touch-callout: none;
}

/* Allow text selection inside form input controls */
input, textarea, select, [contenteditable="true"], .selectable-text {
  -webkit-user-select: auto !important;
  -moz-user-select: auto !important;
  -ms-user-select: auto !important;
  user-select: auto !important;
}

/* Client-Side Security Shield & DevTools Blocker Styles */
.sec-shield-overlay {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 99999999;
  background: rgba(10, 15, 29, 0.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  align-items: center;
  justify-content: center;
  padding: 24px;
}
.sec-shield-overlay.active {
  display: flex !important;
}

.sec-toast-alert {
  position: fixed;
  bottom: 24px;
  right: 24px;
  background: #0f172a;
  color: #f8fafc;
  border: 1px solid #334155;
  border-left: 4px solid #ef4444;
  padding: 12px 18px;
  border-radius: 10px;
  font-size: 13px;
  font-weight: 700;
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.4);
  z-index: 9999999;
  display: flex;
  align-items: center;
  gap: 10px;
  opacity: 0;
  transform: translateY(16px);
  pointer-events: none;
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}
.sec-toast-alert.show {
  opacity: 1;
  transform: translateY(0);
}

a {
  text-decoration: none;
  color: inherit;
  transition: var(--transition);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* Header & Navigation */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border-color);
  transition: var(--transition);
}

.site-header.scrolled {
  box-shadow: var(--shadow-md);
}

.nav-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
}

.logo-brand {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 24px;
  font-weight: 800;
  color: var(--secondary);
  letter-spacing: -0.5px;
}

.logo-brand img.custom-logo {
  max-height: 44px;
  width: auto;
  object-fit: contain;
}

.logo-icon {
  width: 42px;
  height: 42px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--accent) 100%);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 20px;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15);
}

.logo-brand span.highlight {
  color: var(--accent);
}

.nav-menu {
  display: flex;
  align-items: center;
  list-style: none;
  gap: 32px;
}

.nav-item a {
  font-size: 15px;
  font-weight: 600;
  color: var(--text-secondary);
  position: relative;
  padding: 8px 0;
}

.nav-item a:hover,
.nav-item a.active {
  color: var(--primary);
}

.nav-item a::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0%;
  height: 2px;
  background: var(--accent);
  transition: var(--transition);
}

.nav-item a:hover::after,
.nav-item a.active::after {
  width: 100%;
}

.mobile-nav-only,
.mobile-nav-ctas {
  display: none !important;
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 12px;
}

.desktop-only-action {
  display: flex;
  align-items: center;
  gap: 10px;
}

/* Header Pill Buttons - Matching Reference */
.nav-btn-login {
  background: #ffffff;
  color: #2563eb !important;
  border: 1.5px solid #dbeafe;
  border-radius: 9999px;
  padding: 8px 24px;
  font-size: 14px;
  font-weight: 700;
  text-decoration: none !important;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: all 0.2s ease;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.04);
  line-height: 1.4;
  cursor: pointer;
}

.nav-btn-login:hover {
  background: #eff6ff;
  border-color: #bfdbfe;
  color: #1d4ed8 !important;
  transform: translateY(-1px);
}

.nav-btn-apply {
  background: #2563eb;
  color: #ffffff !important;
  border: 1.5px solid #2563eb;
  border-radius: 9999px;
  padding: 8px 24px;
  font-size: 14px;
  font-weight: 700;
  text-decoration: none !important;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  box-shadow: 0 4px 14px rgba(37, 99, 235, 0.32);
  transition: all 0.2s ease;
  line-height: 1.4;
  cursor: pointer;
}

.nav-btn-apply:hover {
  background: #1d4ed8;
  border-color: #1d4ed8;
  color: #ffffff !important;
  transform: translateY(-1px);
  box-shadow: 0 6px 18px rgba(37, 99, 235, 0.42);
}

.nav-btn-apply i {
  font-size: 12px;
  transition: transform 0.2s ease;
}

.nav-btn-apply:hover i {
  transform: translateX(2px);
}

.wallet-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #ecfdf5;
  color: #059669;
  border: 1.5px solid #a7f3d0;
  padding: 8px 16px;
  border-radius: var(--radius-full);
  font-size: 14px;
  font-weight: 800;
  transition: var(--transition);
  text-decoration: none;
}

.wallet-badge:hover {
  background: #d1fae5;
  color: #047857;
  border-color: #6ee7b7;
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(16, 185, 129, 0.2);
}

.wallet-badge i {
  font-size: 15px;
  color: #10b981;
}

.user-profile-btn {
  font-weight: 700;
  border-radius: var(--radius-full);
}

.logout-icon-btn {
  width: 38px;
  height: 38px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: #f1f5f9;
  color: #64748b;
  border: 1px solid var(--border-color);
  font-size: 14px;
  transition: var(--transition);
  text-decoration: none;
}

.logout-icon-btn:hover {
  background: #fee2e2;
  color: #ef4444;
  border-color: #fca5a5;
  transform: translateY(-2px);
  box-shadow: 0 4px 10px rgba(239, 68, 68, 0.15);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 24px;
  font-size: 15px;
  font-weight: 700;
  border-radius: var(--radius-full);
  cursor: pointer;
  transition: var(--transition);
  border: none;
  outline: none;
  text-align: center;
}

.btn-primary {
  background: linear-gradient(135deg, var(--primary) 0%, var(--accent) 100%);
  color: #fff;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.15);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.25);
  color: #fff;
}

.btn-outline {
  background: transparent;
  color: var(--primary);
  border: 1.5px solid var(--border-color);
}

.btn-outline:hover {
  background: var(--primary-light);
  border-color: var(--primary);
}

.btn-sm {
  padding: 8px 16px;
  font-size: 13px;
}

.btn-lg {
  padding: 16px 36px;
  font-size: 16px;
}

.mobile-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 24px;
  color: var(--secondary);
  cursor: pointer;
}

/* Hero Section */
.hero-section {
  position: relative;
  padding: 80px 0 100px;
  overflow: hidden;
  background: var(--hero-gradient);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  align-items: center;
  gap: 48px;
}

.badge-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--primary-light);
  border: 1px solid var(--border-color);
  color: var(--primary);
  padding: 6px 16px;
  border-radius: var(--radius-full);
  font-size: 13px;
  font-weight: 700;
  margin-bottom: 20px;
  white-space: nowrap;
}

.hero-title {
  font-size: 52px;
  font-weight: 800;
  line-height: 1.15;
  color: var(--secondary);
  margin-bottom: 20px;
  letter-spacing: -1.5px;
}

.hero-title span.text-gradient {
  background: var(--text-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.hero-subtitle {
  font-size: 18px;
  color: var(--text-secondary);
  margin-bottom: 36px;
  max-width: 520px;
}

.hero-buttons {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 40px;
}

.hero-features-list {
  display: flex;
  align-items: center;
  gap: 24px;
  padding-top: 24px;
  border-top: 1px solid var(--border-color);
}

.feature-pill {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  font-weight: 600;
  color: var(--text-secondary);
}

.feature-pill i {
  color: var(--accent-emerald);
}

/* Interactive 3D Flipping Credit Card */
.card-preview-wrapper {
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: center;
}

/* ==========================================================================
   HYPER-REALISTIC LUXURY CREDIT CARD (Market Authentic Design)
   ========================================================================== */

.card-flip-container {
  width: 100%;
  max-width: 450px;
  height: 284px;
  perspective: 1200px;
  -webkit-perspective: 1200px;
  cursor: pointer;
  margin: 0 auto;
  user-select: none;
}

.credit-card-3d {
  width: 100%;
  height: 100%;
  position: relative;
  transform-style: preserve-3d;
  transition: transform 0.75s cubic-bezier(0.34, 1.56, 0.64, 1);
  border-radius: 16px;
  box-shadow: 0 30px 60px -15px rgba(0, 0, 0, 0.7), 0 10px 20px -8px rgba(0, 0, 0, 0.4);
}

.card-flip-container.is-flipped .credit-card-3d {
  transform: rotateY(180deg);
}

.card-face {
  position: absolute !important;
  top: 0 !important;
  left: 0 !important;
  width: 100% !important;
  height: 100% !important;
  backface-visibility: hidden !important;
  -webkit-backface-visibility: hidden !important;
  border-radius: 16px;
  overflow: hidden;
  box-sizing: border-box;
  border: 1px solid rgba(255, 255, 255, 0.22);
  box-shadow: inset 0 1px 1px rgba(255, 255, 255, 0.4), inset 0 -1px 2px rgba(0, 0, 0, 0.85);
}

/* Authentic Brushed Titanium Metal Front Face */
.card-front {
  position: absolute !important;
  top: 0 !important;
  left: 0 !important;
  width: 100% !important;
  height: 100% !important;
  transform: rotateY(0deg);
  -webkit-transform: rotateY(0deg);
  backface-visibility: hidden !important;
  -webkit-backface-visibility: hidden !important;
  background: radial-gradient(circle at 85% 15%, rgba(255, 255, 255, 0.12) 0%, transparent 40%),
              radial-gradient(circle at 15% 85%, rgba(30, 58, 138, 0.25) 0%, transparent 50%),
              linear-gradient(135deg, #182030 0%, #0c1017 50%, #151b27 100%);
  color: #ffffff;
  padding: 22px 26px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  z-index: 2;
}

.card-flip-container.is-flipped .card-front {
  z-index: 1;
}

.card-flip-container.is-flipped .card-back {
  z-index: 2;
}

.card-front::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  background: repeating-linear-gradient(90deg, rgba(255,255,255,0.015) 0px, rgba(255,255,255,0.015) 1px, transparent 1px, transparent 4px),
              linear-gradient(115deg, transparent 35%, rgba(255, 255, 255, 0.06) 45%, rgba(255, 255, 255, 0.15) 50%, rgba(255, 255, 255, 0.06) 55%, transparent 65%);
  pointer-events: none;
}

.card-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  z-index: 2;
}

.card-bank-name {
  font-size: 16px;
  font-weight: 800;
  letter-spacing: 1.5px;
  display: flex;
  align-items: center;
  gap: 8px;
  text-transform: uppercase;
  color: #f8fafc;
  text-shadow: 0 1px 2px rgba(0,0,0,0.8);
}

.card-bank-name i {
  color: #d4af37;
}

.card-tier-pill {
  font-size: 10px;
  font-weight: 800;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: #d4af37;
  border: 1px solid rgba(212, 175, 55, 0.4);
  background: rgba(0, 0, 0, 0.3);
  padding: 3px 10px;
  border-radius: 4px;
  text-shadow: 0 1px 2px rgba(0,0,0,0.8);
}

.card-chip-row {
  display: flex;
  align-items: center;
  gap: 16px;
  margin: 6px 0 2px;
  z-index: 2;
}

/* Hyper-Realistic 6-Pad Gold EMV Chip */
.emv-chip {
  width: 48px;
  height: 36px;
  background: linear-gradient(135deg, #d4af37 0%, #f9e8a2 30%, #aa771c 60%, #ffd700 85%, #b8860b 100%);
  border-radius: 6px;
  position: relative;
  box-shadow: inset 0 1px 1px rgba(255,255,255,0.7), 0 2px 5px rgba(0,0,0,0.5);
  border: 1px solid #855b14;
  overflow: hidden;
}

.emv-chip::before {
  content: '';
  position: absolute;
  top: 50%; left: 0; right: 0;
  height: 1px;
  background: rgba(0, 0, 0, 0.45);
}

.emv-chip::after {
  content: '';
  position: absolute;
  left: 45%; top: 0; bottom: 0;
  width: 1px;
  background: rgba(0, 0, 0, 0.45);
}

.emv-chip-core {
  position: absolute;
  top: 25%; left: 30%; right: 30%; bottom: 25%;
  border: 1px solid rgba(0, 0, 0, 0.45);
  border-radius: 2px;
}

.wifi-icon {
  font-size: 19px;
  color: rgba(226, 232, 240, 0.85);
  transform: rotate(90deg);
  text-shadow: 0 1px 2px rgba(0,0,0,0.7);
}

.card-number {
  font-family: 'Space Grotesk', 'Courier New', monospace;
  font-size: 20px;
  letter-spacing: 3.8px;
  font-weight: 700;
  color: #f1f5f9;
  text-shadow: 0 1px 0 rgba(255, 255, 255, 0.35), 0 -1px 1px rgba(0, 0, 0, 0.95);
  margin: 4px 0 6px;
  z-index: 2;
  text-transform: uppercase;
}

.card-bottom {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  z-index: 2;
}

.card-holder-info {
  display: flex;
  flex-direction: column;
}

.info-label {
  font-size: 8px;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: #94a3b8;
  font-weight: 700;
  margin-bottom: 2px;
}

.card-holder-name {
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 1.4px;
  text-transform: uppercase;
  color: #f8fafc;
  text-shadow: 0 1px 2px rgba(0, 0, 0, 0.85);
}

.card-expiry-info {
  display: flex;
  flex-direction: column;
  align-items: center;
}

.card-expiry-value {
  font-family: 'Space Grotesk', monospace;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 2px;
  color: #f8fafc;
  text-shadow: 0 1px 2px rgba(0, 0, 0, 0.85);
}

/* Authentic Intertwined Mastercard Circles */
.network-mastercard {
  display: flex;
  align-items: center;
  position: relative;
  width: 46px;
  height: 28px;
}

.mc-circle-red {
  width: 28px;
  height: 28px;
  background: #eb001b;
  border-radius: 50%;
  position: absolute;
  left: 0;
  box-shadow: 0 1px 2px rgba(0,0,0,0.4);
}

.mc-circle-yellow {
  width: 28px;
  height: 28px;
  background: #f79e1b;
  border-radius: 50%;
  position: absolute;
  right: 0;
  mix-blend-mode: hard-light;
  box-shadow: 0 1px 2px rgba(0,0,0,0.4);
}

/* Authentic Metallic Back Face */
.card-back {
  position: absolute !important;
  top: 0 !important;
  left: 0 !important;
  width: 100% !important;
  height: 100% !important;
  background: radial-gradient(circle at 15% 15%, rgba(255, 255, 255, 0.08) 0%, transparent 40%),
              linear-gradient(135deg, #0e131d 0%, #07090f 50%, #111622 100%);
  color: #ffffff;
  transform: rotateY(180deg);
  -webkit-transform: rotateY(180deg);
  backface-visibility: hidden !important;
  -webkit-backface-visibility: hidden !important;
  padding: 0;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  z-index: 1;
}

.magnetic-stripe {
  width: 100%;
  height: 46px;
  background: linear-gradient(180deg, #111111 0%, #000000 60%, #1a1a1a 100%);
  margin-top: 22px;
  box-shadow: inset 0 2px 4px rgba(0,0,0,0.85), 0 1px 0 rgba(255,255,255,0.08);
}

.back-middle-area {
  padding: 10px 24px 0;
}

.signature-row {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 8px;
}

.signature-strip {
  flex: 1;
  height: 36px;
  background: #ffffff;
  border-radius: 3px;
  display: flex;
  align-items: center;
  padding: 0 12px;
  font-family: 'Brush Script MT', 'Dancing Script', cursive, sans-serif;
  font-size: 16px;
  color: #1e293b;
  background-image: repeating-linear-gradient(45deg, #f8fafc, #f8fafc 8px, #e2e8f0 8px, #e2e8f0 16px);
  box-shadow: inset 0 1px 2px rgba(0,0,0,0.25);
}

.cvv-box,
.cvv-box-authentic {
  border-radius: 3px;
  padding: 4px 10px;
  min-width: 65px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: inset 0 1px 2px rgba(0,0,0,0.25);
  box-sizing: border-box;
  background: #ffffff;
  color: #0f172a;
  gap: 6px;
}

.cvv-box .cvv-label {
  font-size: 9px;
  text-transform: uppercase;
  color: #64748b;
  font-weight: 700;
}

.cvv-box .cvv-number {
  font-family: 'Space Grotesk', monospace;
  font-size: 14px;
  font-weight: 900;
  letter-spacing: 2px;
  color: #0f172a;
}

.cvv-box-authentic.cvv-secure-seal {
  background: repeating-linear-gradient(45deg, #cbd5e1, #cbd5e1 5px, #94a3b8 5px, #94a3b8 10px);
  color: #334155;
  font-size: 10px;
  font-weight: 800;
  letter-spacing: 2px;
}

.cvv-box-authentic.cvv-revealed {
  background: #ffffff;
  color: #0f172a;
  font-family: 'Space Grotesk', monospace;
  font-weight: 900;
  font-style: italic;
  font-size: 17px;
  letter-spacing: 3px;
}

.back-disclaimer,
.back-legal-text {
  font-size: 9px;
  line-height: 1.35;
  color: #94a3b8;
  margin: 6px 0 0;
}

.back-bottom,
.back-footer-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 6px 24px 16px;
}

.customer-service-text {
  font-size: 9px;
  color: #94a3b8;
  font-weight: 600;
}

.hologram-seal {
  width: 38px;
  height: 26px;
  border-radius: 4px;
  background: linear-gradient(135deg, #ffd700, #ff69b4, #00ffff, #7fffd4, #ffd700);
  box-shadow: 0 1px 3px rgba(0,0,0,0.6), inset 0 0 4px rgba(255,255,255,0.7);
  opacity: 0.9;
}

.back-network-label {
  font-size: 10px;
  font-weight: 800;
  color: #64748b;
  letter-spacing: 1.5px;
  text-transform: uppercase;
}

/* UPI QR Code Payment Box */
.upi-qr-card {
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  box-shadow: var(--shadow-md);
  margin: 24px auto 0;
  max-width: 500px;
  text-align: center;
}

.upi-amount-pill {
  display: inline-flex;
  align-items: baseline;
  gap: 4px;
  background: #eff6ff;
  border: 1px solid #bfdbfe;
  color: #1e40af;
  padding: 8px 24px;
  border-radius: var(--radius-full);
  margin-bottom: 20px;
}

.upi-amount-pill .currency {
  font-size: 18px;
  font-weight: 700;
}

.upi-amount-pill .amount {
  font-size: 32px;
  font-weight: 900;
  letter-spacing: -0.5px;
}

.qr-frame {
  display: inline-block;
  background: #ffffff;
  padding: 14px;
  border-radius: 16px;
  border: 2px solid #e2e8f0;
  box-shadow: 0 8px 24px -4px rgba(15, 23, 42, 0.1);
  margin-bottom: 16px;
  position: relative;
}

.qr-frame img {
  width: 220px;
  height: 220px;
  object-fit: contain;
  display: block;
  border-radius: 8px;
}

.upi-apps-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  flex-wrap: wrap;
  margin: 12px 0 18px;
}

.upi-app-badge {
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  padding: 4px 10px;
  border-radius: 6px;
  font-size: 11px;
  font-weight: 700;
  color: #334155;
  display: inline-flex;
  align-items: center;
  gap: 5px;
}

.upi-id-copy-box {
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: #f1f5f9;
  border: 1px dashed #cbd5e1;
  border-radius: 8px;
  padding: 10px 16px;
  margin-bottom: 18px;
}

.upi-id-text {
  font-family: monospace;
  font-size: 13px;
  font-weight: 700;
  color: #1e293b;
}

.copy-btn {
  background: #fff;
  border: 1px solid #cbd5e1;
  color: #0f172a;
  padding: 4px 10px;
  border-radius: 4px;
  font-size: 11px;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.2s;
}

.copy-btn:hover {
  background: #0f172a;
  color: #fff;
}

/* Regulatory Compliance Note (Subtle but legally clear insurance disclosure) */
.regulatory-disclosure-note {
  background: #f8fafc;
  border-left: 3px solid #0284c7;
  border-radius: 4px;
  padding: 14px 18px;
  margin: 20px 0;
  text-align: left;
}

.regulatory-disclosure-note h6 {
  font-size: 12px;
  font-weight: 800;
  color: #0f172a;
  margin: 0 0 6px 0;
  display: flex;
  align-items: center;
  gap: 6px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.regulatory-disclosure-note p {
  font-size: 11px;
  color: #475569;
  line-height: 1.55;
  margin: 0;
}

.customer-service-text {
  font-size: 10px;
  color: #94a3b8;
}

.card-flip-hint {
  margin-top: 18px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 600;
  color: var(--primary);
  background: var(--primary-light);
  border: 1px dashed var(--accent);
  padding: 6px 16px;
  border-radius: var(--radius-full);
  cursor: pointer;
  transition: var(--transition);
}

.card-flip-hint:hover {
  background: #dbeafe;
}

/* Sections & Components */
.section-padding {
  padding: 90px 0;
}

.section-head {
  text-align: center;
  max-width: 650px;
  margin: 0 auto 56px;
}

.section-tag {
  display: inline-block;
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--accent);
  margin-bottom: 10px;
}

.section-title {
  font-size: 38px;
  font-weight: 800;
  color: var(--secondary);
  line-height: 1.25;
  letter-spacing: -1px;
  margin-bottom: 16px;
}

.section-desc {
  font-size: 16px;
  color: var(--text-secondary);
}

.categories-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 20px;
}

.category-card {
  background: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 24px 20px;
  text-align: center;
  transition: var(--transition);
}

.category-card:hover {
  transform: translateY(-5px);
  border-color: var(--accent);
  box-shadow: var(--shadow-lg);
}

.cat-icon {
  width: 56px;
  height: 56px;
  background: var(--primary-light);
  color: var(--primary);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  margin: 0 auto 16px;
  transition: var(--transition);
}

.category-card:hover .cat-icon {
  background: var(--primary);
  color: #fff;
}

.cat-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--secondary);
}

.cards-showcase-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(270px, 1fr));
  gap: 28px;
}

.showcase-card {
  background: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: var(--transition);
  position: relative;
}

.showcase-card.featured {
  border-color: var(--accent);
  box-shadow: 0 10px 30px -5px rgba(0, 0, 0, 0.1);
}

.badge-featured {
  position: absolute;
  top: -12px;
  right: 24px;
  background: var(--primary);
  color: #fff;
  font-size: 11px;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: var(--radius-full);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.showcase-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-xl);
}

.card-badge-preview {
  height: 140px;
  border-radius: 14px;
  margin-bottom: 20px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  padding: 16px;
  color: #fff;
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-md);
}

.preview-silver {
  background: linear-gradient(135deg, #64748b 0%, #94a3b8 100%);
}

.preview-gold {
  background: linear-gradient(135deg, #d97706 0%, #fbbf24 100%);
}

.preview-metal {
  background: var(--card-bg-front);
}

.preview-platinum {
  background: linear-gradient(135deg, #1e3a8a 0%, #3b82f6 100%);
}

.mini-card-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 13px;
  font-weight: 700;
}

.mini-card-num {
  font-family: 'Space Grotesk', monospace;
  font-size: 14px;
  letter-spacing: 2px;
}

.showcase-card h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--secondary);
  margin-bottom: 12px;
}

.card-perks-list {
  list-style: none;
  margin-bottom: 24px;
}

.card-perks-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 14px;
  color: var(--text-secondary);
  margin-bottom: 10px;
}

.card-perks-list li i {
  color: var(--accent-emerald);
  margin-top: 4px;
  flex-shrink: 0;
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 24px;
  position: relative;
}

.process-step-card {
  background: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 32px 24px;
  position: relative;
  transition: var(--transition);
}

.process-step-card:hover {
  transform: translateY(-6px);
  border-color: var(--accent);
  box-shadow: var(--shadow-lg);
}

.step-number {
  position: absolute;
  top: 20px;
  right: 20px;
  font-size: 36px;
  font-weight: 800;
  color: #e2e8f0;
}

.step-icon {
  width: 52px;
  height: 52px;
  background: var(--primary-light);
  color: var(--primary);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  margin-bottom: 20px;
}

.process-step-card h4 {
  font-size: 18px;
  font-weight: 700;
  color: var(--secondary);
  margin-bottom: 10px;
}

.process-step-card p {
  font-size: 14px;
  color: var(--text-secondary);
}

.partners-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
  gap: 16px;
}

.partner-box {
  background: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-sm);
  padding: 18px 12px;
  text-align: center;
  font-size: 14px;
  font-weight: 700;
  color: var(--secondary);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  transition: var(--transition);
}

.partner-box:hover {
  border-color: var(--accent);
  color: var(--primary);
  transform: translateY(-3px);
  box-shadow: var(--shadow-sm);
}

.partner-box i {
  font-size: 26px;
  color: var(--accent);
}

.offers-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 20px;
}

.offer-card {
  background: linear-gradient(135deg, #ffffff 0%, #f8fafc 100%);
  border: 1px solid var(--border-color);
  border-left: 4px solid var(--accent);
  border-radius: var(--radius-sm);
  padding: 24px 20px;
  transition: var(--transition);
}

.offer-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}

.offer-card h4 {
  font-size: 18px;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 6px;
}

.offer-card p {
  font-size: 14px;
  color: var(--text-secondary);
}

.counter-section {
  background: linear-gradient(135deg, var(--secondary) 0%, #1e293b 100%);
  color: #fff;
  padding: 70px 0;
  border-radius: var(--radius-lg);
  margin: 40px 0;
}

.counters-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 32px;
  text-align: center;
}

.counter-item h3 {
  font-size: 42px;
  font-weight: 800;
  color: #60a5fa;
  margin-bottom: 8px;
  letter-spacing: -1px;
}

.counter-item p {
  font-size: 15px;
  color: #cbd5e1;
  font-weight: 600;
}

.faq-container {
  max-width: 760px;
  margin: 0 auto;
}

.faq-item {
  background: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  margin-bottom: 16px;
  overflow: hidden;
  transition: var(--transition);
}

.faq-question {
  padding: 20px 24px;
  font-size: 17px;
  font-weight: 700;
  color: var(--secondary);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  user-select: none;
}

.faq-question i {
  color: var(--accent);
  transition: transform 0.3s ease;
}

.faq-item.active .faq-question i {
  transform: rotate(180deg);
}

.faq-answer {
  padding: 0 24px 20px;
  font-size: 15px;
  color: var(--text-secondary);
  display: none;
  line-height: 1.6;
}

.faq-item.active .faq-answer {
  display: block;
}

.form-card-wrapper {
  max-width: 680px;
  margin: 60px auto;
  background: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow-lg);
}

.form-header {
  text-align: center;
  margin-bottom: 32px;
}

.form-header h2 {
  font-size: 28px;
  font-weight: 800;
  color: var(--secondary);
  margin-bottom: 8px;
}

.form-header p {
  font-size: 15px;
  color: var(--text-secondary);
}

.stepper-bar {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  margin-bottom: 36px;
}

.step-indicator {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  font-weight: 700;
  color: var(--text-muted);
}

.step-indicator.active {
  color: var(--primary);
}

.step-indicator.completed {
  color: var(--accent-emerald);
}

.step-circle {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  border: 2px solid currentColor;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
}

.step-line {
  width: 48px;
  height: 2px;
  background: var(--border-color);
}

.form-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.form-group {
  margin-bottom: 20px;
}

.form-label {
  display: block;
  font-size: 13px;
  font-weight: 700;
  color: var(--secondary);
  margin-bottom: 8px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.form-control {
  width: 100%;
  padding: 13px 18px;
  font-size: 15px;
  font-family: inherit;
  color: var(--text-primary);
  background: var(--bg-subtle);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-sm);
  outline: none;
  transition: var(--transition);
}

.form-control:focus {
  background: #ffffff;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.15);
}

.dob-row {
  display: grid;
  grid-template-columns: 1fr 1.2fr 1fr;
  gap: 10px;
}

.file-upload-box {
  background: var(--bg-subtle);
  border: 2px dashed #cbd5e1;
  border-radius: var(--radius-sm);
  padding: 16px;
  text-align: center;
  cursor: pointer;
  transition: var(--transition);
}

.file-upload-box:hover {
  border-color: var(--accent);
  background: var(--primary-light);
}

.file-upload-box input[type="file"] {
  display: none;
}

.file-upload-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--primary);
  cursor: pointer;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}

.file-upload-label i {
  font-size: 24px;
}

.checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 13px;
  color: var(--text-secondary);
  cursor: pointer;
  margin-top: 10px;
}

.checkbox-label input {
  margin-top: 3px;
  accent-color: var(--primary);
}

.thankyou-wrapper {
  max-width: 860px;
  margin: 60px auto;
  background: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 48px;
  box-shadow: var(--shadow-xl);
  text-align: center;
}

.success-badge-icon {
  width: 72px;
  height: 72px;
  background: #dcfce7;
  color: #15803d;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 32px;
  margin: 0 auto 20px;
}

.thankyou-title {
  font-size: 32px;
  font-weight: 800;
  color: var(--secondary);
  margin-bottom: 12px;
}

.thankyou-desc {
  font-size: 16px;
  color: var(--text-secondary);
  max-width: 600px;
  margin: 0 auto 36px;
}

.card-display-highlight {
  background: var(--bg-subtle);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 40px 24px;
  margin-bottom: 36px;
}

.delivery-timeline {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin: 36px 0;
  text-align: center;
}

.timeline-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
}

.t-icon {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--primary-light);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  font-weight: 700;
}

.timeline-step.completed .t-icon {
  background: var(--accent-emerald);
  color: #fff;
}

.t-title {
  font-size: 13px;
  font-weight: 700;
  color: var(--secondary);
}

.t-status {
  font-size: 11px;
  color: var(--text-muted);
}

.site-footer {
  background: #ffffff;
  border-top: 1px solid var(--border-color);
  padding: 80px 0 30px;
  margin-top: 80px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 48px;
  margin-bottom: 60px;
}

.footer-desc {
  font-size: 14px;
  color: var(--text-secondary);
  margin: 16px 0 24px;
  max-width: 320px;
}

.social-links {
  display: flex;
  gap: 12px;
}

.social-btn {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--bg-subtle);
  border: 1px solid var(--border-color);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--secondary);
  transition: var(--transition);
}

.social-btn:hover {
  background: var(--primary);
  color: #fff;
  border-color: var(--primary);
}

.footer-col h4 {
  font-size: 16px;
  font-weight: 800;
  color: var(--secondary);
  margin-bottom: 20px;
}

.footer-links {
  list-style: none;
}

.footer-links li {
  margin-bottom: 12px;
}

.footer-links a {
  font-size: 14px;
  color: var(--text-secondary);
}

.footer-links a:hover {
  color: var(--primary);
  padding-left: 4px;
}

.contact-info-list {
  list-style: none;
}

.contact-info-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 14px;
  color: var(--text-secondary);
  margin-bottom: 14px;
}

.contact-info-list i {
  color: var(--accent);
  margin-top: 4px;
  flex-shrink: 0;
}

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 24px;
  border-top: 1px solid var(--border-color);
  font-size: 13px;
  color: var(--text-muted);
}

.floating-mobile-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(12px);
  padding: 12px 20px;
  box-shadow: 0 -4px 12px rgba(0,0,0,0.08);
  border-top: 1px solid var(--border-color);
  z-index: 999;
}

/* Responsive */
@media (max-width: 992px) {
  .hero-grid {
    grid-template-columns: 1fr;
    text-align: center;
  }
  .hero-subtitle {
    margin: 0 auto 36px;
  }
  .hero-buttons,
  .hero-features-list {
    justify-content: center;
  }
  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 36px;
  }
  .delivery-timeline {
    grid-template-columns: 1fr 1fr;
    gap: 24px;
  }
}

@media (max-width: 768px) {
  .nav-menu {
    display: none;
    position: absolute;
    top: 64px;
    left: 0;
    right: 0;
    background: #ffffff;
    flex-direction: column;
    padding: 20px 24px 28px;
    border-bottom: 2px solid var(--border-color);
    box-shadow: 0 16px 36px rgba(0, 0, 0, 0.12);
    gap: 14px;
    z-index: 9999;
  }
  .nav-menu.open {
    display: flex;
  }
  .mobile-nav-only {
    display: block !important;
  }
  .mobile-nav-ctas {
    display: flex !important;
    flex-direction: row !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 12px !important;
    margin-top: 14px !important;
    padding-top: 18px !important;
    border-top: 1px solid #f1f5f9 !important;
    width: 100% !important;
    box-sizing: border-box !important;
  }
  .mobile-nav-ctas .nav-btn-login {
    flex: 1;
    padding: 10px 16px;
    font-size: 14px;
    text-align: center;
    box-sizing: border-box;
  }
  .mobile-nav-ctas .nav-btn-apply {
    flex: 1.25;
    padding: 10px 18px;
    font-size: 14px;
    text-align: center;
    white-space: nowrap;
    box-sizing: border-box;
  }
  .mobile-toggle {
    display: block;
  }
  .hero-title {
    font-size: 36px;
  }
  .form-grid-2 {
    grid-template-columns: 1fr;
  }
  .card-flip-container {
    max-width: 340px;
    height: 215px;
  }
  .card-face.card-front {
    padding: 18px 20px;
  }
  .card-face.card-back {
    padding: 0;
  }
  .card-number {
    font-size: 17px;
    letter-spacing: 2px;
  }
  .card-holder-name {
    font-size: 13px;
  }
  .form-card-wrapper {
    padding: 24px 18px;
    margin: 30px auto;
  }
  .thankyou-wrapper {
    padding: 24px 16px;
  }
  .footer-grid {
    grid-template-columns: 1fr;
  }
  .footer-bottom {
    flex-direction: column;
    gap: 12px;
    text-align: center;
  }
  .floating-mobile-cta {
    display: block;
  }

  /* Compact Proportional Header on Mobile */
  .nav-container {
    height: 64px;
  }
  .nav-menu {
    top: 64px;
  }
  .logo-brand {
    font-size: 18px;
    gap: 8px;
  }
  .logo-icon {
    width: 34px;
    height: 34px;
    font-size: 16px;
    border-radius: 9px;
  }
  .logo-brand img.custom-logo {
    max-height: 32px;
  }
  .nav-actions {
    gap: 8px;
  }
  .desktop-only-action {
    display: none !important;
  }
  .mobile-toggle {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 38px;
    height: 38px;
    border-radius: 8px;
    background: #f8fafc;
    color: var(--secondary);
    border: 1px solid var(--border-color);
    font-size: 18px;
    cursor: pointer;
  }

  /* Page Banners Mobile Scaled */
  .page-banner {
    padding: 40px 0 34px !important;
  }
  .page-banner-title {
    font-size: 25px !important;
    margin-bottom: 8px !important;
  }
  .page-banner-desc {
    font-size: 13.5px !important;
  }
}

/* Stepper Responsiveness on Mobile Screens */
@media (max-width: 640px) {
  .stepper-bar {
    gap: 6px;
    margin-bottom: 24px;
    padding: 0 4px;
    width: 100%;
    justify-content: space-between;
  }
  .step-indicator {
    font-size: 11px;
    gap: 6px;
    flex-direction: column;
    text-align: center;
    flex: 1;
    min-width: 0;
  }
  .step-indicator span {
    font-size: 11px;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
    display: block;
    max-width: 100%;
  }
  .step-circle {
    width: 28px;
    height: 28px;
    font-size: 11px;
    flex-shrink: 0;
  }
  .step-line {
    width: 20px;
    min-width: 10px;
    height: 2px;
    margin-bottom: 20px;
    flex-shrink: 1;
  }
}

/* Contact & About Responsive Grids */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 48px;
  align-items: start;
}
@media (max-width: 860px) {
  .contact-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }
}

.about-story-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: center;
}
@media (max-width: 860px) {
  .about-story-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }
}

.about-stats-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-top: 28px;
}
@media (max-width: 540px) {
  .about-stats-grid {
    grid-template-columns: 1fr;
    gap: 14px;
  }
}

/* --- Floating Animation & Visual Polish --- */
@keyframes floatCard {
  0%, 100% {
    transform: translateY(0px);
  }
  50% {
    transform: translateY(-8px);
  }
}

.card-preview-wrapper {
  animation: floatCard 5s ease-in-out infinite;
}

@keyframes badgePulse {
  0%, 100% {
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(37, 99, 235, 0.4);
  }
  50% {
    transform: scale(1.04);
    box-shadow: 0 0 0 8px rgba(37, 99, 235, 0);
  }
}

.badge-featured {
  animation: badgePulse 3s infinite ease-in-out;
}

/* --- Ultra-Responsive Phone Optimization (< 480px) --- */
@media (max-width: 480px) {
  .hero-section {
    padding: 40px 0 60px;
  }
  .hero-title {
    font-size: 30px;
    letter-spacing: -0.5px;
  }
  .hero-subtitle {
    font-size: 15px;
    margin-bottom: 24px;
  }
  .hero-buttons {
    flex-direction: column;
    gap: 12px;
    width: 100%;
  }
  .hero-buttons .btn {
    width: 100%;
    min-height: 50px;
    font-size: 15px;
  }
  .hero-features-list {
    flex-direction: column;
    align-items: flex-start;
    gap: 12px;
  }
  .card-flip-container {
    max-width: 310px;
    height: 195px;
  }
  .card-face.card-front {
    padding: 16px 18px;
  }
  .card-face.card-back {
    padding: 0;
  }
  .card-face {
    border-radius: 16px;
  }
  .card-bank-name {
    font-size: 15px;
  }
  .emv-chip {
    width: 38px;
    height: 28px;
  }
  .card-number {
    font-size: 16px;
    letter-spacing: 1.5px;
  }
  .card-holder-name {
    font-size: 12px;
  }
  .card-expiry-value {
    font-size: 12px;
  }
  .section-padding {
    padding: 50px 0;
  }
  .section-title {
    font-size: 28px;
  }
  .categories-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 12px;
  }
  .category-card {
    padding: 16px 12px;
  }
  .cat-icon {
    width: 44px;
    height: 44px;
    font-size: 18px;
    margin-bottom: 10px;
  }
  .cat-title {
    font-size: 14px;
  }
  .cards-showcase-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }
  .partners-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 10px;
  }
  .partner-box {
    padding: 12px 8px;
    font-size: 12px;
  }
  .counters-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
  }
  .counter-item h3 {
    font-size: 28px;
  }
  .form-control {
    font-size: 16px; /* Prevents iOS auto-zoom */
  }
}

/* ==========================================================================
   Modern Interactive 3D Card CVV & Eye Elements
   ========================================================================== */
.card-cvv-peek-badge {
  background: rgba(255, 255, 255, 0.16);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  border: 1px solid rgba(255, 255, 255, 0.3);
  color: #ffffff;
  padding: 4px 12px;
  border-radius: var(--radius-full);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.5px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: all 0.25s ease;
  cursor: pointer;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.12);
}

.card-cvv-peek-badge:hover {
  background: rgba(255, 255, 255, 0.3);
  transform: translateY(-1px);
}

.card-cvv-peek-badge i {
  font-size: 12px;
  color: #ffffff;
}

.card-cvv-toggle-btn {
  margin-top: 18px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 700;
  color: var(--secondary);
  background: #ffffff;
  border: 1px solid var(--border-color);
  padding: 8px 20px;
  border-radius: var(--radius-full);
  cursor: pointer;
  transition: all 0.2s cubic-bezier(0.4, 0, 0.2, 1);
  box-shadow: var(--shadow-sm);
}

.card-cvv-toggle-btn:hover {
  background: var(--bg-subtle);
  border-color: var(--accent);
  color: var(--primary);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

.card-cvv-toggle-btn i {
  color: var(--primary);
  font-size: 14px;
  transition: transform 0.2s ease;
}

/* ==========================================================================
   Card Selection Grid & Instruction Banner (signup.php)
   ========================================================================== */
.card-select-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
  margin-bottom: 20px;
}

@media (max-width: 600px) {
  .card-select-grid {
    grid-template-columns: 1fr;
  }
}

.card-select-tile {
  background: #ffffff;
  border: 2px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 16px;
  cursor: pointer;
  transition: all 0.2s ease;
  position: relative;
}

.card-select-tile:hover {
  border-color: #93c5fd;
  background: #f8fafc;
  transform: translateY(-1px);
}

.card-select-tile.selected {
  border-color: var(--primary);
  background: #eff6ff;
  box-shadow: 0 4px 14px rgba(30, 64, 175, 0.12);
}

.card-badge-small {
  font-size: 10px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  padding: 2px 8px;
  border-radius: var(--radius-full);
}

.card-radio-check {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  border: 2px solid #cbd5e1;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 10px;
  color: transparent;
  background: #ffffff;
  transition: all 0.2s ease;
}

.card-select-tile.selected .card-radio-check {
  border-color: var(--primary);
  background: var(--primary);
  color: #ffffff;
}

/* Dynamic Instruction & Perks Banner */
.card-instruction-banner {
  background: linear-gradient(135deg, #f8fafc 0%, #f1f5f9 100%);
  border: 1px solid #cbd5e1;
  border-left: 4px solid var(--primary);
  border-radius: var(--radius-md);
  padding: 20px 24px;
  margin-bottom: 24px;
  transition: all 0.3s ease;
}

.instruction-perks-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 10px 16px;
}

@media (max-width: 768px) {
  .flagship-hero-box {
    grid-template-columns: 1fr !important;
    gap: 24px !important;
    padding: 24px 18px !important;
  }
}

@media (max-width: 600px) {
  .instruction-perks-list {
    grid-template-columns: 1fr;
  }
}

.instruction-perks-list li {
  font-size: 13px;
  color: var(--text-secondary);
  line-height: 1.45;
  display: flex;
  align-items: flex-start;
  gap: 8px;
}

.instruction-perks-list li i {
  color: var(--accent-emerald);
  font-size: 13px;
  margin-top: 2px;
  flex-shrink: 0;
}

.pulse-highlight {
  animation: pulseBox 0.4s ease-out;
}

@keyframes pulseBox {
  0% { transform: scale(0.99); opacity: 0.8; }
  50% { transform: scale(1.01); }
  100% { transform: scale(1); opacity: 1; }
}

/* ==========================================================================
   Flagship Card Showcase & Application Header (Fully Responsive)
   ========================================================================== */
.flagship-card-details-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: 16px;
  padding-bottom: 14px;
  border-bottom: 1px solid #f1f5f9;
}

.flagship-title-wrap {
  flex: 1 1 auto;
  min-width: 0;
}

.flagship-card-title {
  font-size: 24px;
  font-weight: 800;
  color: var(--secondary, #0f172a);
  margin: 0 0 6px 0;
  line-height: 1.25;
  letter-spacing: -0.3px;
}

.flagship-card-subtitle {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  color: #059669;
  font-weight: 700;
  background: #ecfdf5;
  padding: 3px 10px;
  border-radius: 6px;
  border: 1px solid #a7f3d0;
  line-height: 1.3;
}

.flagship-badge-issuance {
  display: inline-flex !important;
  align-items: center !important;
  gap: 7px !important;
  background: #eff6ff !important;
  color: #1d4ed8 !important;
  border: 1px solid #bfdbfe !important;
  font-size: 12px !important;
  font-weight: 700 !important;
  padding: 6px 14px !important;
  border-radius: 50px !important;
  white-space: nowrap !important;
  flex-shrink: 0 !important;
  letter-spacing: 0.2px !important;
  box-shadow: 0 1px 2px rgba(29, 78, 216, 0.08) !important;
}

.flagship-badge-issuance i {
  color: #2563eb;
  font-size: 13px;
}

.flagship-card-perks {
  list-style: none;
  padding: 0;
  margin: 0 0 22px 0;
  display: flex;
  flex-direction: column;
  gap: 11px;
}

.flagship-card-perks li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 13.5px;
  color: #334155;
  line-height: 1.45;
  font-weight: 500;
}

.flagship-card-perks li i {
  color: #10b981;
  font-size: 15px;
  margin-top: 2px;
  flex-shrink: 0;
}

@media (max-width: 640px) {
  .flagship-card-details-header {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
    margin-bottom: 14px;
    padding-bottom: 12px;
  }
  
  .flagship-card-title {
    font-size: 20px;
    line-height: 1.2;
  }

  .flagship-badge-issuance {
    font-size: 11.5px;
    padding: 5px 12px;
  }
  
  .flagship-card-subtitle {
    font-size: 12px;
    padding: 2px 8px;
  }

  .flagship-card-perks li {
    font-size: 13px;
    line-height: 1.4;
    gap: 9px;
  }
}

/* ==========================================================================
   Interactive Switch Toggles (my-card.php)
   ========================================================================== */
.switch-toggle {
  position: relative;
  display: inline-block;
  width: 46px;
  height: 26px;
  flex-shrink: 0;
}

.switch-toggle input {
  opacity: 0;
  width: 0;
  height: 0;
}

.slider {
  position: absolute;
  cursor: pointer;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background-color: #cbd5e1;
  transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  border-radius: 34px;
}

.slider:before {
  position: absolute;
  content: "";
  height: 20px;
  width: 20px;
  left: 3px;
  bottom: 3px;
  background-color: white;
  transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  border-radius: 50%;
  box-shadow: 0 2px 4px rgba(0, 0, 0, 0.2);
}

input:checked + .slider {
  background-color: var(--accent-emerald);
}

input:checked + .slider:before {
  transform: translateX(20px);
}

/* Preset Amount Chips */
.amount-chip {
  font-weight: 700;
  font-size: 13px;
  padding: 8px 10px;
  transition: all 0.2s ease;
}

/* ==========================================================================
   3-STAGE CARD APPLICATION & VERIFICATION WORKFLOW STYLES
   ========================================================================== */

/* Stepper Component */
.stage-stepper-box {
  display: flex;
  align-items: center;
  justify-content: space-between;
  position: relative;
  margin: 0 auto 36px;
  max-width: 620px;
  padding: 14px 20px;
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  box-shadow: 0 4px 14px rgba(15, 23, 42, 0.05);
}

.stage-step-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  z-index: 2;
  position: relative;
  flex: 1;
}

.stage-step-circle {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: #f1f5f9;
  color: #64748b;
  border: 2px solid #cbd5e1;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 15px;
  transition: all 0.3s ease;
  margin-bottom: 6px;
}

.stage-step-title {
  font-size: 12px;
  font-weight: 700;
  color: #64748b;
  letter-spacing: 0.2px;
  transition: all 0.3s ease;
}

.stage-step-item.active .stage-step-circle {
  background: var(--primary);
  color: #ffffff;
  border-color: var(--primary);
  box-shadow: 0 0 0 5px rgba(37, 99, 235, 0.15);
}

.stage-step-item.active .stage-step-title {
  color: var(--primary);
  font-weight: 800;
}

.stage-step-item.completed .stage-step-circle {
  background: var(--accent-emerald);
  color: #ffffff;
  border-color: var(--accent-emerald);
}

.stage-step-item.completed .stage-step-title {
  color: #047857;
  font-weight: 700;
}

.stage-connector-line {
  position: absolute;
  top: 34px;
  left: 15%;
  right: 15%;
  height: 3px;
  background: #e2e8f0;
  z-index: 1;
}

.stage-connector-progress {
  height: 100%;
  background: linear-gradient(90deg, var(--accent-emerald), var(--primary));
  transition: width 0.5s ease;
}

/* Card Showcase Box */
.stage-card-showcase {
  margin: 0 auto 32px;
  text-align: center;
}

.stage-card-status-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  font-weight: 800;
  padding: 6px 16px;
  border-radius: var(--radius-full);
  margin-bottom: 16px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.stage-card-status-badge.locked {
  background: #fef2f2;
  border: 1px solid #fecdd3;
  color: #b91c1c;
}

.stage-card-status-badge.unlocked {
  background: #ecfdf5;
  border: 1px solid #a7f3d0;
  color: #047857;
}

/* Insurance Bank Selection Grid */
.insurance-bank-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin: 24px 0;
  text-align: left;
}

.insurance-bank-card {
  position: relative;
  background: #ffffff;
  border: 2px solid #e2e8f0;
  border-radius: var(--radius-md);
  padding: 20px 16px;
  cursor: pointer;
  transition: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.insurance-bank-card:hover {
  border-color: #93c5fd;
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(15, 23, 42, 0.06);
}

.insurance-bank-card.active {
  border-color: var(--primary);
  background: #f8faff;
  box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.12), 0 8px 24px rgba(37, 99, 235, 0.12);
}

.insurance-bank-card-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  margin-bottom: 12px;
}

.insurance-bank-icon-box {
  width: 42px;
  height: 42px;
  border-radius: 10px;
  background: #eff6ff;
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
}

.insurance-bank-radio {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  border: 2px solid #cbd5e1;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all 0.2s ease;
}

.insurance-bank-card.active .insurance-bank-radio {
  border-color: var(--primary);
  background: var(--primary);
}

.insurance-bank-card.active .insurance-bank-radio::after {
  content: '';
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #ffffff;
}

.insurance-bank-name {
  font-size: 15px;
  font-weight: 800;
  color: var(--secondary);
  line-height: 1.3;
  margin-bottom: 6px;
}

.insurance-bank-badge {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  background: #e0f2fe;
  color: #0369a1;
  padding: 2px 8px;
  border-radius: 4px;
  margin-bottom: 12px;
}

.insurance-bank-price {
  font-size: 24px;
  font-weight: 900;
  color: var(--primary);
  margin-bottom: 12px;
  display: flex;
  align-items: baseline;
  gap: 4px;
}

.insurance-bank-price small {
  font-size: 12px;
  font-weight: 600;
  color: var(--text-muted);
}

.insurance-bank-perks-list {
  list-style: none;
  padding: 0;
  margin: 0;
  font-size: 12px;
  color: var(--text-secondary);
  border-top: 1px dashed var(--border-color);
  padding-top: 12px;
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.insurance-bank-perks-list li {
  display: flex;
  align-items: center;
  gap: 6px;
}

.insurance-bank-perks-list li i {
  color: var(--accent-emerald);
  font-size: 11px;
}

/* Senior Sir Call & GST Formalities Confirmation Banner */
.senior-call-alert {
  background: linear-gradient(135deg, #f0fdf4 0%, #ecfdf5 100%);
  border: 2px solid #86efac;
  border-radius: var(--radius-lg);
  padding: 24px 28px;
  margin: 32px 0 24px;
  display: flex;
  align-items: flex-start;
  gap: 20px;
  text-align: left;
  box-shadow: 0 10px 25px -5px rgba(22, 101, 52, 0.1);
  position: relative;
  overflow: hidden;
}

.senior-call-alert::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 6px;
  height: 100%;
  background: #15803d;
}

.senior-call-icon-box {
  width: 54px;
  height: 54px;
  border-radius: 14px;
  background: #15803d;
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 26px;
  flex-shrink: 0;
  box-shadow: 0 4px 12px rgba(21, 128, 61, 0.25);
}

.senior-call-content h3 {
  font-size: 20px;
  font-weight: 800;
  color: #14532d;
  margin: 0 0 6px;
}

.senior-call-content p {
  font-size: 15px;
  font-weight: 600;
  color: #166534;
  line-height: 1.5;
  margin: 0;
}

.senior-call-note {
  margin-top: 10px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #dcfce7;
  padding: 4px 12px;
  border-radius: var(--radius-full);
  font-size: 12px;
  font-weight: 700;
  color: #15803d;
}

/* Mobile Responsive Optimizations for 3-Stage Flow */
@media (max-width: 768px) {
  .stage-stepper-box {
    padding: 12px 10px;
    margin-bottom: 24px;
  }
  .stage-step-circle {
    width: 32px;
    height: 32px;
    font-size: 13px;
  }
  .stage-step-title {
    font-size: 11px;
  }
  .insurance-bank-grid {
    grid-template-columns: 1fr;
    gap: 12px;
  }
  .insurance-bank-card {
    padding: 16px;
  }
  .senior-call-alert {
    padding: 18px 16px;
    flex-direction: column;
    gap: 14px;
    align-items: flex-start;
  }
  .senior-call-icon-box {
    width: 44px;
    height: 44px;
    font-size: 20px;
  }
  .senior-call-content h3 {
    font-size: 18px;
  }
  .senior-call-content p {
    font-size: 14px;
  }
}

@media (max-width: 480px) {
  .stage-connector-line {
    top: 28px;
  }
  .stage-step-title {
    font-size: 10px;
    line-height: 1.2;
  }
  .stage-card-status-badge {
    font-size: 11px;
    padding: 4px 12px;
  }
}